I will shortly be the owner of a railcard giving me a 33% reduction on all rail fares in the UK. Great, this gives me an opportunity to save money. However, it also gives me another opportunity. That opportunity is to travel in significantly more comfort and pay the same price as I did before.
In other words I can now travel in First Class for the same price as I used to pay for Second Class. First Class is hot coffee and pastries, your daily newspapers, a beer, all brought to your spacious seat by a smiling steward(ess). Or, maybe I should pocket the 33% saving and sit in the cramped conditions of second class.
Here is the confession. Until very recently I would have pocketed the savings. Now, even with an uncertain earnings future, you’ll find me in First.
Really this is about whether you see the world as a place of abundance or a place of scarcity and fear. I know people who have earned much less than me, but who spend more, are more generous and miraculously don’t run out of money.
I’ll see you in Coach A, Seat A1.